In this 1-on-1 Coaching program we help you do the following:

• Meet your financial freedom number

We all have a financial freedom number.   The number allowing you to retire, scale back, or simply change careers.  Actualizing the number takes introspective planning.  That’s why we craft a plan specifically for you – a plan tailoring your spending, goals, and your comfortability.  We show you the real numbers and tools for hitting that timeframe, considering any setbacks or unforeseen events along the way. On this journey we will be an accountability partner by your side.

• Turn Liabilities into Assets

The way we internalize debt is mentally traumatizing. But what if your debt could pay you a 20% return every year? Paying down your credit card essentially gives you that 20% return in reverse. AND it’s tax free. The psychology of debt-paydown becomes exciting when you see the progress it’s making beneath the surface. We help you determine which debt is keeping you stagnant, the action plan for eliminating it, and how non-consumer debt can be a sponsor.

• Strengthen your portfolio through asset allocation

Are you tipping the scale in one asset class or simply unfamiliar with another?  Get a helping hand with rebalancing, a key driver in growing assets at a steady pace.  Because the financial markets don’t move at an equal pace, learn the benefit of having an equal weight portfolio in different sectors, and how diversification is a proven cheat code for risk management and market downturns. 

• Establish the proper vehicles for your business or retirement

Retaining your lion’s share at retirement is heavily built on strategy, starting with choosing the proper accounts.  With each account having different requirements, the wrong account could be the difference in stepping over thousands.  We work with tax planners to ensure you are taking advantage of the max contributions in retirement accounts each year while retaining most of your earnings.

• Maximize access to capital

Whether it’s capital expenditures or unexpected windfalls, access to capital is crucial. Learn the best interest bearing accounts for building reserves, the right amount of reserves in case of emergencies, and when to tap into savings versus using lender funding.  Also learn effective ways to leverage personal or business credit.  

• Structure a legacy plan for safeguarding your assets

Do you have the right asset protection in place?  Is there a seamless transition for your beneficiaries to flourish?  We review your situation to ensure you have the right insurance policies for each scenario, the best accounts for identify protection, and how the proper trusts can shield your assets from creditors.

And more…